Chase Bank is a trusted banking institution with a number of financial products. For many years, they’ve assisted individuals who needed loans, accounts, and investment solutions. Whenever they receive a new customer, they work hard to build a strong relationship with that individual. By using this personal approach, they became one of the most respected banks in the entire world.
Credit cards are one of the flagship products offered by Chase Bank. You will find some of the best rewards and bonuses within their promotions. Almost every card they offer has an introductory APR of 0% for 12 months. They also have cards for business owners and other individuals looking for cash-back deals.
At the present moment, Chase does not offer any secured credit cards. It was a product they promoted in the past, but it is no longer openly available. The unexpected changes in the economy compelled them to create new offers with better deals. They may no longer offer secured credit cards, but they still have plenty of attractive perks in their agreements.
Before you search for a secure credit card, apply for one of the many cards offered by Chase. You may think a secured credit card is your only option because of the amount of money you owe. Chase does expect their applicants to have excellent/good credit, but your present debt does not necessarily affect your credit score. If you are on time with your current loan payments, you may be able to qualify for a Chase Credit Card.
Chase is currently offering the following cards to those who qualify:
Chase Freedom Unlimited Credit Card
This card is a perfect alternative to the secured credit card. Instead of handing over money to receive credit, you can actually receive cash for using this card. New card members will receive $150 when they spend $500 in their first three months. This is in addition to the 1.5% cash back they will receive on daily purchases. There is no annual fee and the introductory APR is 0%. Receiving cash back is far better than putting up $300-$500 for a secured card.
Chase Freedom Credit Card
Receive $150 cash back after spending $500 on purchases within the first three months. You can also receive 5% cash back on $1500 in combined bonus purchases. This is a great alternative to a secured credit card that will require you to use a few hundred dollars as collateral. You can keep your money liquid and receive a line of credit with 0% interest. The 0% APR lasts for 15 months, then it converts to the normal APR on month 16. This gives you plenty of time to enjoy your cash back offers with no obligations.
Amazon Rewards Visa Card
This is not actually a Chase credit card, but it is an annexed card with a cash back offer. If you shop on Amazon.com often, this card will work in your favor. Automatically receive a $50 Amazon Gift Card after your credit approval. Also earn 3% cash back on every purchase you make on the website. Use the card elsewhere and receive 1% – 2% unlimited cash back. There is no annual fee, and you can redeem 100 points every time you spend $1.
Chase Bank has more offers for business owners, frequent flyers, and foreign travelers. These particular cards are just great alternatives for individuals seeking secured credit cards.